Pay back your loan

Pay back your loan

Scratch is our loan servicing partner. You will manage and pay your loan through Scratch and can login at www.scratch.fi

Meritize Loans offer fully deferred payment options to allow you to focus on your education and not make payments until after you finish your training. You can also make interest-only or full payments on your loan while in school. It’s your choice.

Yes, you can set up autopay**. You can receive a rate reduction of 0.25% if you enroll.

** The 0.25% AutoPay interest rate reduction applies if you make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.  AutoPay is not required to obtain a loan.

 
 

Meritize does not charge prepayment, early payment, or extra payment fees.