Students

Unlock Your Potential

We help students pay for programs that lead to better careers. We use previous academic or military achievements alongside a credit evaluation to help get you approved.

Many programs are eligible for fully deferred payment options, so you don’t have to make payments while in school.

Apply Today

I Know Where I Want to Go​

If you know your school and training program, start your loan application by clicking below.

Apply for Funding

I Don’t Know Where I Want to Go​

Use Meritize Connect to explore training options or contact programs you’re interested in.

Visit Meritize Connect

You Are More Than Your Credit Score

Academic History

Show what you’ve learned inside the classroom to improve your loan options by providing your transcript or high school equivalency scores

Military Service

If you’re a veteran, you can share your military documents to get credit for your military service

The Meritize Score

We believe everyone should have access to education. Our proprietary Meritize Score allows us to reward students for their past achievements, expanding upon traditional student loan options.

We’re increasing access to a better future by evaluating students on more than just their credit score.

At Meritize, we look at merit data like academic or military experience with your credit evaluation to inform our lending decisions.

Borrower Benefits

  • Checking loan options will not impact your credit score
  • Pre-approval in minutes
  • Competitive fixed and variable rates
  • Ability to finance up to full tuition and, in some cases, cost of living
  • Affordable payment options, including deferring payment until 3 months after you complete your training
  • Interest rate deduction if you enroll in AutoPay**
  • No pre-payment penalty
  • Access to free Career Services

**The 0.25% AutoPay interest rate reduction applies if you make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.  AutoPay is not required to obtain a loan.

Flexible Repayment Options Built for Students​

For many programs, payments may be fully deferred until you finish your training. Most borrowers may also elect to make interest-only, or even full, payments while in school. It’s your choice!

Career Services

Job Search Bootcamp

Work with experts on your job search, from crafting your resume to negotiating salary

New-To-The-Job Coaching​

Develop the personal and competitive skills that will help you achieve professional excellence in your new job