You're more than your credit score. At Meritize, we look beyond FICO and use your previous academic or military achievements to enhance your credit evaluation and potentially improve your loan options at great schools like ATP.

Check your loan options without affecting your credit.

Fast Track, Airline-Oriented Training Proven by Thousands of Successful Airline Pilots

The Airline Career Pilot Program offers you the training, resources, and airline partnerships you need to become an airline pilot. Complete the program in seven months (from zero time) and start flying as an airline pilot in two years – proven by more graduates flying for airlines than from any other academy.

  •  Pilot Certification through Commercial and Certificated Flight Instructor (CFI — Multi, Single, Instrument)
  • Fast-Track, Total Immersion Flight Training
  • ATP Elevate Ground School
  • Airline-Oriented Procedures and Experience
  • Fixed Cost, with Airline Tuition Reimbursement
  • ATP Training Bundle and Comprehensive Online Training Courseware
  • 100+ Hour Multi-Engine Option Available
  • 36 Airline Partnerships Offering a Direct Path to the Major Airlines
  • 70+ Locations Nationwide

Meritize looks beyond your credit score. We believe your past achievements are an important indicator of your potential. We consider academic history or military service in addition to your credit.

A few reasons why Meritize is a great option for ATP students include:

  • Fixed and variable interest rates available**
  • Flexible payment options, including deferring the full principal and interest payments until the time building phase is complete, and a $150 payment during time building phase
  • Repayment terms range from 5 to 20 years
  • Customer support is available 6 days a week
  • 0.25% interest rate deduction if you sign up autopay***

Checking loan options with Meritize has never been easier. By filling out a short application, you can check your loan options without impacting your credit score.

If loan options are available to you, Meritize may request additional documentation as well as your merit information to finalize your application. This could be in the form of:

  • Academic Experience (Official or unofficial transcript or HSE certification)
  • Military Experience (DD214)

Want to learn more? Check out our FAQ page or give us a call at 833-MERIT-4-U. Ready to see if you qualify? 
Check your options here.

ATP does not endorse a particular lender, nor is it affiliated with Meritize Financial, Inc. (“Meritize”) or the Meritize platform.

Meritize Lending, LLC, NMLS ID 1661035 (NMLS Consumer Access
Meritize Financial, Inc. NMLS ID 1986399 (NMLS Consumer Access

Terms and Conditions apply. Meritize branded loan products are educational loans issued by Meritize Lending, LLC**. Meritize reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Meritize’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. Meritize does not warrant or guarantee any claims made herein, including, but not limited to, gaining admission to a program, concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. Our final loan offer may differ as a result of the school chosen and the associated cost of tuition. Not all schools are eligible for funding. Meritize does not offer educational loans in the following states: IN, ME, ND, NV, SD, VT, WI, WV, WY, PR. All rights reserved.

**For residents of SC, loan is made by Meritize Financial, Inc.
* Variable rates are subject to change.