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You’ve worked hard. You’ve made the grade. You’ve proven you’re smart.

Get credit for your merit

Meritize is a new kind of academic lender founded on the principle that high-performing students are high-performing borrowers.
We look beyond traditional credit scores and tap into student academic data to expand student lending opportunities that empower borrowers on the path to success.

Data confirms that students who do well in school also do well using credit responsibly and paying back loans on time.

For those who’ve proven their academic merit, Meritize expands credit access, even for students with thin credit profiles and those who may not have a cosigner.

Nobody’s perfect. If your academic performance isn’t creditworthy, Meritize will work with you to understand your student loan options and how you can improve your credit.

Learn About our Fixed and Variable Rates

3-Year variable rates as low as 1-month LIBOR plus 2.7%

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We are Changing the Game to Play by Your Rules

Autumn R.

Being able to get financial credit for the work I’ve done in school will make a real difference in my educational funding.

Autumn R. 

2017-01-23T05:52:31+00:00

Autumn R. 

Being able to get financial credit for the work I’ve done in school will make a real difference in my educational funding.

Christina G.

I'm looking to pursue post-graduate studies, and a Meritize loan gives me better loan options by including my academic accomplishments.

Christina G.

2017-01-23T05:53:06+00:00

Christina G.

I'm looking to pursue post-graduate studies, and a Meritize loan gives me better loan options by including my academic accomplishments.

William S.

The school I'm planning to attend doesn’t offer financing, but a loan from Meritize will allow me to continue my education knowing the funding is available and that it’s personalized based on my academic merit.

William S.

2017-02-01T21:02:13+00:00

William S.

The school I'm planning to attend doesn’t offer financing, but a loan from Meritize will allow me to continue my education knowing the funding is available and that it’s personalized based on my academic merit.

Is a private student loan
right for me?

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How can my academic success improve my loan options?

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How can I improve my credit?

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Meritize Blog

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It’s Easy to Use Your Smarts
to Get a Meritize Loan.

  • Make the grade.
  • Check your school’s eligibility.
  • Apply with confidence.

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Meritize Makes Smarter Loans to Smarter Students

400,000+

Students in select skills-based institutions underserved by traditional lenders

$5,000,000,000

Annual gap-funding need for select skills-based institutions

70%+

Amount by which high academic achievers are less likely to default, relative to poor performers

“Through education comes understanding. Through understanding comes true appreciation.”

-Pablo Picasso