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SkillsBuilding™ Blog

Can I reapply if my loan is declined?

Yes. If your loan is declined, you’ll receive an emailed notice to help you understand the reason for your denial. Once you’ve had a chance to address the issues listed on your credit report, we encourage you to reapply.

How long does it take to get a decision on my loan application?

You will receive a decision on your loan 2 business days from Meritize receiving your completed application. A completed application includes your transcript and/or additional documents required or confirmation that you do not plan to include a transcript with your application. Remember that providing your transcript can only help you, it cannot hurt you.

Why does Meritize ask for transcripts?

Meritize has a proprietary credit evaluation that takes your previous academic performance and gives you financial credit for it – even if you’re not an “A” student. We look beyond your FICO score at your academic effort by reviewing your most recent transcript – high school, college, trade school. Providing your transcript can only help […]

How do I accept my offer?

To accept your Merit Loan offer, simply reply back to the email you received from apply@meritize.com. The subject of the email is “Congratulations from Meritize.” If you are having trouble finding this email, please check your junk/spam folders. If you have any further questions, call 833-Merit-4U (833-637-4848) or email apply@meritize.com

How do I change the amount I need to borrow?

Call us at 833-Merit-4U (833-637-4848) or email apply@meritize.com

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